SJ
Steven JohnsonIndependent Insurance Agent
Commercial Insurance

Affordable commercial coverage, matched to the business you actually run.

Steven Johnson works with a wide range of strong, affordable carriers to cover general liability, property, workers' comp, commercial auto, and everything in between — with fast, budget-friendly options for artisan contractors.

10+ yrsFinancial Services
50+Carrier Access
FastContractor Quotes

What most clients come in for

  • General liability & business owners policies
  • Workers' compensation & commercial auto
  • Quick coverage for artisan contractors
  • Property, professional & cyber liability
  • Comparing rates across multiple carriers
Commercial coverage offered

Standard business insurance, priced competitively.

The everyday coverage most businesses need, compared across multiple carriers to find a strong, affordable fit.

General LiabilityCore protection against third-party claims.
Commercial PropertyCoverage for buildings, equipment, and inventory.
Business Owners PolicyBundled liability and property coverage.
Workers' CompensationCoverage for employee injury and illness.
Commercial AutoCoverage for business vehicles and fleets.
Professional LiabilityProtection against claims of professional error.
Cyber LiabilityCoverage for data breaches and cyber exposure.
Contractor InsuranceCoverage built for contracting businesses.
Retail, Office & ServiceCoverage matched to your business type.
Hard-to-Place & SpecialtyAvailable when a situation needs it — see below.
Built for the trades

Quick, affordable coverage for artisan contractors.

Artisan contractors need coverage that keeps pace with the job, not a weeks-long underwriting process. This lane stays fast and priced to fit a working contractor's budget.

Trades commonly covered
Electricians Plumbers HVAC Handyman Painters Carpenters Flooring & Tile Drywall & Paint Landscaping General Remodeling

Coverage that moves as fast as your next job.

Built for solo operators and small crews who need proof of insurance now, not next month.

FastTurnaround
LowMoney Down
MonthlyPayment Options
Get a fast contractor quote Call 602-806-6899
Also available

Have a tougher case? That's what "Special Agent Steve" is for.

Most businesses fit neatly into a standard, affordably-priced policy — and that's most of what Steve writes. But when something doesn't fit the standard mold, he also has access to specialty and non-standard markets other agents can't reach.

Special Agent Steve
Business Type

Unusual operations

Niche or non-standard businesses that don't fit a typical classification.

Insurance History

Prior claims & tickets

Past losses, lapses, moving violations, or a DUI on record.

Location

Out-of-state & coastal

Multi-state operations and wildfire- or coastal-exposed property.

Carrier Access

Beyond standard markets

Non-standard and surplus lines carriers when the standard market passes.

Get in touch

Let's find your business the right coverage.

Standard, straightforward, or a little more complicated — send the details and get a straight answer.

Phone 602-806-6899
Office Hours

Monday–Friday, 9:00 AM–5:00 PM
Additional appointments available by request.

Ready when you are.

Book time directly, or start with the life insurance application if that's what brought you here.

Book a time to speak with me 8-minute life insurance application