SJ
Steven JohnsonIndependent Insurance Agent
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Independent Insurance Agent · Arizona

Coverage built around your situation — not a standard box.

Finding the right insurance can feel overwhelming, especially when your needs don't fit neatly anywhere. Steven Johnson helps individuals, families, and businesses find great, affordable coverage through a wide range of trusted carriers — with specialty market access available for the situations that need it.

Start the 8-min life application Book a time to talk
10+ yrsFinancial Services
2×ASU Graduate
50+Carrier Access
Steven Johnson, Independent Insurance Agent
About Steven

Clear, honest guidance — from someone who's spent a decade in financial services.

As an Independent Insurance Agent, Steven Johnson helps individuals, families, and businesses find coverage options designed around their specific situation. He is a double graduate of Arizona State University and brings over a decade of experience in the financial services industry to every conversation.

Steven is known for providing clear, honest guidance, and takes pride in building long-term relationships based on trust, service, and reliable communication. Whether the need is personal insurance, business coverage, life insurance, or a hard-to-place risk, he works through a wide network of carriers — including specialty markets — to find a practical solution.

3Lines of Insurance
ASUDouble Graduate
1:1Direct Communication
Independent, by design

One agent isn't limited to one company.

Captive agents sell one company's products. As an independent agent, Steven compares options across multiple carriers and markets — which means more flexibility for you, not less.

A Single-Carrier Agent
  • One company, one set of rates
  • Fixed underwriting appetite
  • Limited options for unusual risks
  • "No" is often the final answer
Steven Johnson, Independent
  • Multiple carriers compared side-by-side
  • Access to specialty & non-standard markets
  • Options for hard-to-place risks
  • A search for the best available answer
Insurance solutions offered

Personal, commercial, and life coverage — under one point of contact.

Browse by category below. Health insurance is not currently offered.

Coverage for the everyday things worth protecting — home, auto, and the exposures in between.

Auto InsurancePersonal vehicle coverage tailored to how you drive.
Homeowners InsuranceProtection for your home and personal property.
Condo InsuranceCoverage built for condo ownership specifics.
Renters InsuranceAffordable protection for tenants.
Umbrella InsuranceExtra liability protection above your other policies.
Landlord & Rental PropertyCoverage for rental and investment properties.
Specialty Personal LinesCoverage for unique personal situations.

From general liability to hard-to-place business risks, with access to specialty markets when standard carriers say no.

General LiabilityCore protection against third-party claims.
Commercial PropertyCoverage for buildings, equipment, and inventory.
Business Owners PolicyBundled liability and property coverage.
Workers' CompensationCoverage for employee injury and illness.
Commercial AutoCoverage for business vehicles and fleets.
Professional LiabilityProtection against claims of professional error.
Cyber LiabilityCoverage for data breaches and cyber exposure.
Contractor InsuranceCoverage built for contracting businesses.
Retail, Office & ServiceCoverage matched to your business type.
Hard-to-Place & SpecialtySolutions for unique or difficult risks.

Protection for your family and your business, matched to how long you need it and what you need it to do.

Term Life InsuranceAffordable coverage for a set period of time.
Whole Life InsuranceLifetime coverage with a cash value component.
Universal Life InsuranceFlexible, permanent coverage options.
Family Protection PlanningCoverage built around your family's needs.
Business Life SolutionsCoverage for succession and key-person needs.
What sets Steven apart
"Listen carefully, explain clearly, and work hard to find the best available option."

— Steven's approach to every case

Special Agent Steve

Most cases are straightforward. Some aren't — and that's fine too.

Prior claims, a DUI on record, an unusual business type, out-of-state or coastal property — situations like these don't always fit a standard policy. When they don't, Steve has specialty market access most agents simply don't.

See how that works
Get in touch

Let's find your coverage.

Reach out directly, or use the links to start a life insurance quote or book time on the calendar.

Phone 602-806-6899
Office Hours

Monday–Friday, 9:00 AM–5:00 PM
Additional appointments available by request.

Ready when you are.

Two quick ways to get started — pick whichever fits.

8-minute life insurance application Book a time to speak with me